Listen to Alice’s segment: On today’s program we have a doubleheader. Alice Alvey will give us a regulatory update followed by Gary Acosta talking about market diversity opportunities. As normal, the first half of the program will feature, Joe Farr of MBSQuoteline providing a rate & market update, Alice Alvey of Indecomm Global Services providing a regulatory & legislative update as well as Paul Muolo of IMF News & Sam Garcia of Mortgage Daily giving us a quick overview of the latest news stories impacting out industry. Please tell others about this program and take a minute to share a link to this program with your friends and associates in the mortgage industry. Thank you, David Lykken LISTEN TO FULL PROGRAM